Innovating
Global Finance

Privacy Policy

Effective date: January 1, 2026

1. Information We Collect

We collect information you provide when you request a quote, apply for a product or contact us, including name, contact details, date of birth, employment and income details, and Social Security number where required to evaluate credit or insurance applications.

2. How We Use Information

We use your information to evaluate applications, match you with lenders and carriers, prevent fraud, meet legal obligations and improve our services.

3. Sharing of Information

In line with the Gramm-Leach-Bliley Act, we share nonpublic personal information only with partner lenders, insurers, processors and regulators as needed to deliver services. We do not sell your personal information.

4. Credit Reporting

Where permitted by the Fair Credit Reporting Act and with your authorization, we may obtain consumer reports. You may dispute inaccurate information with the reporting agency.

5. Your State Privacy Rights

Depending on your state, including laws such as the California Consumer Privacy Act, you may request access, correction or deletion of your data and opt out of certain sharing.

6. Security

We use encryption, access controls and regular audits to protect your data. No system is completely secure, so we encourage strong passwords and prompt reporting of suspicious activity.

7. Cookies

We use cookies to remember preferences and measure site performance. You can control cookies in your browser settings.

8. Contact

Questions: info@earningscraft.info, NY, New York City, 136 Madison Avenue, New York, 10016.

Terms and Conditions

Effective date: January 1, 2026

1. Acceptance of Terms

By using this website you agree to these terms. If you disagree, please discontinue use.

2. Nature of Services

Earnings Craft is a financial services marketplace and advisory platform. We connect you with third-party lenders, insurers and service providers. Offers are subject to their underwriting criteria and approval.

3. No Guarantee of Approval

Rates, terms and coverage shown are estimates and may vary based on credit history, income, property and state regulations. Submitting a request does not guarantee approval.

4. Not Investment or Legal Advice

Content on this site is educational. Investments, including stocks, mutual funds, gold and digital currency, involve risk including loss of principal. Past performance does not guarantee future results. Consult a licensed professional before acting.

5. Debt Relief Disclosure

Debt settlement and consolidation may affect your credit score and may have tax consequences. Results are not guaranteed, and bankruptcy guidance is informational and not legal representation.

6. Your Responsibilities

You agree to provide accurate information and to use the site lawfully. Fraudulent applications may be reported to authorities.

7. Electronic Communications

You consent to receive disclosures and notices electronically in accordance with the E-SIGN Act.

8. Limitation of Liability

To the extent permitted by law, we are not liable for indirect or consequential damages arising from use of this site or third-party services.

9. Governing Law

These terms are governed by the laws of the State of New York.

10. Contact

info@earningscraft.info, NY, New York City, 136 Madison Avenue, New York, 10016.